Bigdan1173 wrote:
Same problem. I won't be flying out before 5/31. Is this a deal that will come back around?
Hard to say. Chase is pretty heavy into marketing so I would think so in one form or another.
Bigdan1173 wrote:
if I keep it for a year and cancel with a balance of $0, will that affect my credit rating?
If your other cards also have a $0 balance shouldn't have much of an affect. I don't like to pay annual fees so usually call to cancel a month or two before the year is up and they usually send you to a retention specialist who offers different things to keep you as a customer, such as waiving the annual fee again or for life, crediting back your annual fee amount after a few purchases, or giving a certain amount bonus miles or points. Amex, and sometimes Chase, will usually let you just cancel so if you have more than one card with them move most of your credit limit from the card you are about to cancel to one of the ones your are keeping first. Another option is to have them transfer your card to a no fee card. That's a good option as it helps increase your credit history and overall credit utilization percentage. Here are a couple links:
http://www.creditcards.com/credit-card- ... o-1508.phphttp://www.creditcards.com/credit-card- ... d-6000.phphttp://www.frugaltravelguy.com/2012/05/ ... cards.htmlBigdan1173 wrote:
No club at SJO I see...
SJO has a small VIP lounge downstairs. You could get in with a card like the American Express Platinum which gives you Priority Pass Select membership, and this card would also give you lounge access with Delta, US Air, and American. It's an expensive card at $450 a year, but you can make that money back pretty easily. They give you a $200 airline incidentals credit per calendar year, so as long as you don't apply in December or January that's $400 back already. They will also pay $100 for Global Entry if you don't already have that. It also gives you Starwood gold status which has a couple perks like a 4pm checkout.
Another option if you have an Amex card for 12 lounge passes a year (possibly 24) for $33, but a bit of a hassle, is:
http://millionmilesecrets.com/2012/04/1 ... edit-card/