www.CostaRicaTicas.com

Put some into a highly visible China ETF and the rest into a precious metals fund for the long haul. China will own the states soon enough and metals are a good hedge against catastrophe.

buy it under 4 and sell at 5. over and over

Buy any stock. Wait till it doubles then sell. If it doesn't double, don't buy it.

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"The only normal people are those you don't know very well." Joe Ancis

My advice to you - don't ask for investment advice on a public internet board that is mostly geared towards chicas y sexo.

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http://TipsCostaRica.com for pratical advice on living in Costa Rica.
In order to write about life, first you must live it! - E. Hemingway.

Are you saying that there's nobody on this board that has a career in financial services or investing, and can't offer sound advice on anything other than chicas and sexo?

No I think he is saying this is not the best place to ask that advice

Kind of like asking how to stay married...

Well we do not have the add section yet...

So in a IPO there are 100,000 shares of ...NhhankCR LTD
PM for the price
We work hard with your money..Deposits made daily

I agree that it's not the typical place to ask for financial advice, but simply belonging to a monger board does not diminish anybody's capability to provide advice on something other than pu*sy.


Agreed. That's a topic that I would not ask about here.

At 30 yo, like the original poster, one could stand to be a bit agressive with investments if they are building a nest egg for retirement, etc. Regardless of the time frame, I believe that it is always a good idea to be diversified. Some money in stocks, some in bonds and the remainder in the money market. The percentage of the mix and perhaps the stocks or mutual funds that you hold will change over the years as tolerance for risk changes but the premise for diversification will always hold true. Limiting you risk and exposure to any one segment of the market.

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Women are like beers. I've never had one that I didn't like. Just some that I like more than others! --Western

Western,

IMO, this is great advice - regardless of the state of our economy!

MG

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You ALWAYS have an option ....... "NEXT" !!!

Definitely diversify.

But I would skip the money market, right now it's almost 0. That's way too conservative for me. Stocks and bonds are good. Or throw some money into a solid mutual fund and let it work.

And if you want something safer (in place of money market) to go with the stocks and funds, there are plenty of investment grade muni bonds which have good tax incentives (federal, state, and local tax exemptions).

And have patience!!! Let your money ride out the peaks and valleys. Some people see a little downturn and run for the hills. In the long run, it will be up.

I follow Value investing as per Benjamin Graham. There are many good bits of information. search value investing

Also Joel Greenblatt has quite a neat method for choosing stocks. (the little book that beats the market)

I tend never to have more then 4-7 at any one time, it is to hard to research more and to regularily follow the individual stocks, that is to keep them within your risk/reward criteria you set for yourself.


Also, if there is an event such as banks, car companies and the financcial crisis or abnormally low oil prices (march 2009) I smell an opportunity to profit short term as MR Market overreacts to bad events.

Research, research, research and more research. including non-financial criteria such as management, product and the future etc etc

I would put at least 10% of that in gold.

LPHI.com .....this has been working out for me. If you are going to invest and not touch your money, I have yet to find an investment that has a double digit return and LOW risk. This is a non correlated asset. I can't explain everything in this post as it would take to long. You do have to know someone who represents Life Partners (licensee) to invest through.

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El Gringo

Even while living in Costa Rica, one could invest in trust deeds against real estate. Now, first thought, would be to say no way, now how with all the price destruction in real estate in the United States. I have been investing in trust deeds for over 25 years and now is the best time that I have ever seen. And, you can do most of the investing via internet without seeing the properties.

For example, I was just offered a loan for $90,000 that pays a 14.86% APR. The collateral is a house that a flipper bought for $125,000 cash and wants to pull out money for another deal. So my loan is about 70% LTV on the "wholesale" price that the bank sold it to him. All reasonable indications are the house is worth at least $200,000. So, I actually have a loan to value of 45 percent. I would love to own this house for the $90,000. I will get monthly payments of $900 a month and, if the house is paid off early because he sells it (which he plans on doing), I will get a three month prepayment penalty paid to me.

Just some thoughts. The amount to invest in higher in California than other places so you do not need a great deal. 401Ks and IRAs can be used also.

Have a Great Day,

Dave

Here's more on the asset-investment class Brother Dave mentioned. They are most def' not for everybody (due diligence on each trust deed is CRUCIAL):
http://homebuying.about.com/od/marketfa ... fTrust.htm
www.nuwireinvestor.com/articles/trust-d ... 51508.aspx

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"A man accustomed to hear only the echo of his own sentiments, soon bars all the common avenues of delight, and has no part in the general gratification of mankind"--Dr. Johnson
"Amen, brother"-ED