Seabee,
Welcome to the board, and just relax.

It's obvious that you're really amp'd up for this trip, as you should be!
You're going to be in SJO in about 3 weeks, so for now, don't worry about learning Español, don't worry about a money belt, don't worry about deep sea fishing, don't worry about transportation, don't worry about nothing. The best advice - would be to read as much of this forum as possible before your trip. It will help to prepare you for all the gifts that Santa Claus is going to bring you!
Basically, what I'm saying - is not to try and "over-plan" your 1st trip. It simply will not work, and many others will tell you the same thing. As soon as your feet touch the ground in SJO, all your plans will go out the phucking window!!!

Once you get your bearings in CR, then you can start to make a few plans.
For now, just research the different threads about personal safety, different venues that you might want to visit, and what NOT to do! Everything else will fall into place, don't worry. I'm sure you've already seen it, but Orange wrote a great thread in the Newbie section, with a lot of good info for guys just like you!
You asked "Can a Utopia like this really exist" ???? You're gonna find out for yourself! Enjoy yourself, and make sure to post a trip report upon your return.
Be safe, have a great time, and again...welcome to the board!
Mucho Gusto
