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PostPosted: Fri Oct 15, 2010 7:46 am 
I can do CR without a wingman!
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Location: Chicago, IL
now that i'm getting close to being able to retire and i'm beginning to weigh my options (including to continue working),
i am curious if those of you who live in CR but are perpetual tourists maintain some sort of address in the states.
is it necessary to have an address, is a PO Box good enough? i'm thinking about banking, passport, etc.
this is 1 of a million questions running through my head, retiring isn't easy.


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PostPosted: Fri Oct 15, 2010 1:19 pm 
PHD From Del Rey University!

Joined: Sun Sep 04, 2005 9:33 pm
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Location: Tampa / St. Pete
Tourist wrote:
now that i'm getting close to being able to retire and i'm beginning to weigh my options (including to continue working),
i am curious if those of you who live in CR but are perpetual tourists maintain some sort of address in the states.
is it necessary to have an address, is a PO Box good enough? i'm thinking about banking, passport, etc.
this is 1 of a million questions running through my head, retiring isn't easy.




I don't live in CR, but have lived all over when in the army and find that having a permanent address in the states and someone who can forward you important items is vital to keeping you from getting in trouble or losing money. Case in point is the government seizure of inactive accounts. The G can seize assets left in an inactive account in 5 years, sometimes less, so you want to get notice from all IRA/401Ks annuities, etc. Additionally, the state and feds should need to contact you reference any payments to or from you. :D

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PostPosted: Fri Oct 15, 2010 1:54 pm 
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^ Some don't have the option of having a real US address or someone to forward mail, so a PO Box is the only option... There are mailing services that can serve this purpose... Mail arrives at your PO Box and is forwarded to you on a scheduled basis... I have had this done before and cost me around $30 a month plus postage for forwarding mail... Google is your friend...

Not sure how inactive bank accounts got into the discussion... Most know where their money is and doubtful they would leave an account inactive for 5 years... Unless of course they went from pulling daisies to pushing them up...

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PostPosted: Fri Oct 15, 2010 5:26 pm 
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.. Most know where their money is and doubtful they would leave an account inactive for 5 years...

You would be surprised how many do just that, Every year the State of WI runs a list of stuff that was turned over to them. Bank accts leads the way. Several ways, divorce, joint acct and both of you thought the other took the money out already, no bothered to tell the bank of the new address, so the acct just sat there. Grand parents open a acct for grand K*ds and never bother to tell them- they move and forget to change address on that acct.- Stock you bought tanks, so you write it off and stop paying attention but the company turns around pays dividends and they have no where to send them cause you moved with out telling them. Many more ways for acct/funds to get lost-- Tax refunds checks also get lost-- WHY would any tell the government they are owed a refund but not give a correct address for the check to go to???????? but it happens a lot. :shock:
For Wis, the state does not seize the accts, but rather the holder of the accts want to stop keeping track of them so after so many years they turn them over to the state to baby sit , then after the state tried to locate them and fail any bunch of years then the state can claim them.

My self I have a $25 patronage dividend from 1981 due me, but not payable till 2001 I forgot about, 1) unaware of the dividend 2) never told them I moved several times. In the year 2005 I stop in at the the Coop free lunch once a year party and to look like a member before eating I checked to see if I had a check coming, The man handed me my check and told I was lucky they would have to turn it over to the state the next year Boy was I shocked- :shock: :shock: but if they had turned it over I would have show up on a standard search and would have got the money the next year form the state.

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PostPosted: Fri Oct 15, 2010 5:41 pm 
PHD From Del Rey University!
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Location: North west Wisconsin
also try a UPS store for a long term mail drop. But if you are moving out of county after retiring suggest moving to no state income tax state Well before leaving the USA,( save some money for better personnel uses ) unless there is some overriding reason not to- like still owning a home for property tax reasons or need a car registered in your home state-- Rent a apartment for a few months making legal residence, ( driver lic, fishing lic maybe even a part time job for a day) giving you proof of leaving the Tax state,( do not forget to tell the tax state you left before they come looking for you that you-trust me on this one ) and now you have a street address to open a Post office Box or UPS store , or any other forwarding service ( remember the anti terrorist laws, street address needed to prevent bad guys hiding behind PO box).
Now stuff piles up in one place, pick up once/twice a year, buddy sends out - you can add more allowed person to pick up mail then your self or pay a service to send to you... If you use a PO make sure to tell post office you will be gone and to HOLD your mail till you return....

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PostPosted: Sun Oct 17, 2010 12:29 am 
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Location: NFM--Geezers, cowpokes and the working poor--yeeha!
I love the legal term when your money (that you either didn't know about or forgot) about gets turned over to the state--escheat. Anybody else here get escheated by a state? Don't everybody answer at once.

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PostPosted: Sun Oct 17, 2010 10:56 am 
PHD From Del Rey University!

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Greengo wrote:
The stuff in the states is by and large rational and linear ...with a dozen ways to comply for reasonable time and resource commitments..the laws and policy structure in latin america is arbritrary in content and application...you can spend every dime you have trying to comply with the ever changing landscape designed to merely push you into the realm of illegal circumvention ..skirting and semi compliance...spending your way into social acceptance :lol: ..being run and sponsored by the same families and individuals writing.... implementing the laws... and making policy..if youre looking for responsible rational accountability.. logical outcome and conclusions to structure and sublimate a relaxing rhythmic process of compulsion and doubt..costa rica aint the place...if one needs a break from every imaginable convenience and easily accessed cheap transport... entertainment in the u s ...for a round of cheappussy and visiting a couple trampled parks..populated with a few mangy remnants of the nica wildlife for dinner program....swim with assorted medical and human effluvia at beaches teeming with desperate illegals willing to kill for a few bucks or the shoes off your feet as you pass mostly empty condos where a few ghostly broke survivors cornered and living on social security who cant sell the 5000 dollar shitholes they paid 150000 for.. peer from a crack in the curtains... and with a shudder and deadly green whisper of a cat food fart..steel themselves against another uncertain night in pairofdice...on the other hand if youve got a few bucks and just want to escape the patient load or all those pesky assholes who trusted you with their life savings...or defense in court...you can dodge around ...chopper in and out...avail yourself of the readily available upper strata carnal cornicopia that would make a chinese bandit puke..man is amazing in his ability to adapt and survive ...rationalize and create...even to projecting the courage tenacity and ingenuity of Americans into the whinning bullying cowardly supplicating.. eternally passive aggressive shithole of latin america... :)


I am not sure exactly what this means, but it sounds BRILLIANT!!!! Especially Pair of Dice!! :D :D

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PostPosted: Sun Oct 17, 2010 12:39 pm 
PHD From Del Rey University!
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TimBones wrote:
Greengo wrote:
The stuff in the states is by and large rational and linear ...with a dozen ways to comply for reasonable time and resource commitments..the laws and policy structure in latin america is arbritrary in content and application...you can spend every dime you have trying to comply with the ever changing landscape designed to merely push you into the realm of illegal circumvention ..skirting and semi compliance...spending your way into social acceptance :lol: ..being run and sponsored by the same families and individuals writing.... implementing the laws... and making policy..if youre looking for responsible rational accountability.. logical outcome and conclusions to structure and sublimate a relaxing rhythmic process of compulsion and doubt..costa rica aint the place...if one needs a break from every imaginable convenience and easily accessed cheap transport... entertainment in the u s ...for a round of cheappussy and visiting a couple trampled parks..populated with a few mangy remnants of the nica wildlife for dinner program....swim with assorted medical and human effluvia at beaches teeming with desperate illegals willing to kill for a few bucks or the shoes off your feet as you pass mostly empty condos where a few ghostly broke survivors cornered and living on social security who cant sell the 5000 dollar shitholes they paid 150000 for.. peer from a crack in the curtains... and with a shudder and deadly green whisper of a cat food fart..steel themselves against another uncertain night in pairofdice...on the other hand if youve got a few bucks and just want to escape the patient load or all those pesky assholes who trusted you with their life savings...or defense in court...you can dodge around ...chopper in and out...avail yourself of the readily available upper strata carnal cornicopia that would make a chinese bandit puke..man is amazing in his ability to adapt and survive ...rationalize and create...even to projecting the courage tenacity and ingenuity of Americans into the whinning bullying cowardly supplicating.. eternally passive aggressive shithole of latin america... :)


I am not sure exactly what this means, but it sounds BRILLIANT!!!! Especially Pair of Dice!! :D :D

Yeah, he's our very own Charles Bukowski--if he could channel and focus his writerly energy like Bukowski did, he'd be a million-and-two seller. Maybe he is, under a pseudonym.
http://en.wikipedia.org/wiki/Charles_Bukowski

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PostPosted: Mon Oct 18, 2010 11:47 am 
Greengo wrote:
The stuff in the states is by and large rational and linear ...with a dozen ways to comply for reasonable time and resource commitments..the laws and policy structure in latin america is arbritrary in content and application...you can spend every dime you have trying to comply with the ever changing landscape designed to merely push you into the realm of illegal circumvention ..skirting and semi compliance...spending your way into social acceptance :lol: ..being run and sponsored by the same families and individuals writing.... implementing the laws... and making policy..if youre looking for responsible rational accountability.. logical outcome and conclusions to structure and sublimate a relaxing rhythmic process of compulsion and doubt..costa rica aint the place...if one needs a break from every imaginable convenience and easily accessed cheap transport... entertainment in the u s ...for a round of cheappussy and visiting a couple trampled parks..populated with a few mangy remnants of the nica wildlife for dinner program....swim with assorted medical and human effluvia at beaches teeming with desperate illegals willing to kill for a few bucks or the shoes off your feet as you pass mostly empty condos where a few ghostly broke survivors cornered and living on social security who cant sell the 5000 dollar shitholes they paid 150000 for.. peer from a crack in the curtains... and with a shudder and deadly green whisper of a cat food fart..steel themselves against another uncertain night in pairofdice...on the other hand if youve got a few bucks and just want to escape the patient load or all those pesky assholes who trusted you with their life savings...or defense in court...you can dodge around ...chopper in and out...avail yourself of the readily available upper strata carnal cornicopia that would make a chinese bandit puke..man is amazing in his ability to adapt and survive ...rationalize and create...even to projecting the courage tenacity and ingenuity of Americans into the whinning bullying cowardly supplicating.. eternally passive aggressive shithole of latin america... :)



If you follow Greengo, I believe he is reiterating his opinion of what a shit hole Costa Rica is and that you should not move there, even though HE does live there. :cry: Its a great place to visit and have a vacation but beyond that.......

He does, apparently, like Argentina.


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PostPosted: Mon Oct 18, 2010 12:53 pm 
Ticas ask me for advice!
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I am asking myself the same question as in the OP... After having traveled quite a bit in the last 3 - 4 years searching for that garden spot on the planet with relative safety, good health care, low cost of living and friendly natives... If it's out there, I haven't found it as each country I have visited has a different set of problems than in the US... When I pull the plug, I will most likely continue to live in the US and also continue traveling until I find a spot that intrigues me, then spend some time there until I get bored and move on... Rinse and repeat...

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PostPosted: Mon Oct 18, 2010 2:16 pm 
Not a Newbie I just don't post much!

Joined: Sun Jun 17, 2007 3:22 pm
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Location: San Jose
I find a US address absolutely necessary. I tried the PO Box but there are certain financial and corporate things that they will only send to a permanent address. You need an address for your credit cards, bank accounts, drivers license, taxes, etc.

I would recommend requesting that a good friend or relative supply your permanent address.

For the past 4 years my permanent address has been my sister's condo. She collects my mail, etc. She is not happy about it but she tolerates it because I am her brother.

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PostPosted: Mon Oct 18, 2010 3:50 pm 
PHD From Del Rey University!
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Location: Sabana Oeste , Costa Rica
Mickymoose wrote:
I find a US address absolutely necessary. I tried the PO Box but there are certain financial and corporate things that they will only send to a permanent address. You need an address for your credit cards, bank accounts, drivers license, taxes, etc.

I would recommend requesting that a good friend or relative supply your permanent address.

For the past 4 years my permanent address has been my sister's condo. She collects my mail, etc. She is not happy about it but she tolerates it because I am her brother.


I use a mail forwarding service in Miami that has a PO box number for letters, magazines, etc. Have never had a problem with credit cards, bank statements, absentee ballots, etc. using a PO box.

There are certain parcel delivery services that will not ship to a PO Box. For those occasions the mail forwarding company also gives you a street address.

The cost is $20.00 a year and $1.50 a letter. Between online banking, online credit card statements/payments, less and less U.S. mail the longer you live here my monthly bill rums around $3.00 some months, $1.50 other months and occasionally a month with 0 mail so no monthly cost.

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PostPosted: Mon Oct 18, 2010 4:52 pm 
I can do CR without a wingman!
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thanks


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PostPosted: Mon Oct 18, 2010 11:15 pm 
PHD From Del Rey University!
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Irish Drifter wrote:
occasionally a month with 0 mail

Professionally speaking==Damn I hate when that happens!

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PostPosted: Mon Oct 18, 2010 11:47 pm 
Ticas ask me for advice!
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Mickymoose wrote:
You need an address for your credit cards, bank accounts, drivers license, taxes, etc.


Err, I hate to disagree, but no you don't... I have been using a PO Box as my official address for the last 10 years for all banking, taxes, CC's, etc... You do need a physical address for corporate filings, but I have an attorney act as the registered agent for this and use his office address for any required correspondence... You do need a physical address to get a drivers license...

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