www.CostaRicaTicas.com

San Te advises ;

I would suggest working to your full retirement age instead of taking early social security. Based on your numbers you will be in a world of hurt not too long after retirement.[/quote]

Thanks for your advice, San Te, however....I will only receive apx $1900 per month if I wait to age 66. $400 a month more. First of all, I currently hate working and slaving for my meager paycheck here in S. Florida, it's agonizing enough for me to wait another 3 years, the thought of waiting 7 years living a boring mundane life with minimal poontang is an excruciating proposal. I can't wait to get back to CR.

There's something called "quality of life" that's important to me, I was extremely happy the two years I lived here on $1800 per month, I love Costa Rica, the people, the culture, the countryside, and most important, the weekly dosage of hot poontang. I dream every day about when I will return...

I was once in the mortgage and real estate business earning 6 figures annually before the great crash of 2007, and I loved my work, under those conditions I might have been willing to wait but not now. I also can easily work in CR when I get there as I am experienced in the gaming industry and I have a lot of contacts and I enjoy the work, it's challenging and fun. I can earn $1000 to $1500 per month non taxed and non reported on top of my SS easily.

Right now I'm an accountant/ financial analyst for a gold buying and selling group and it's somewhat interesting but nonetheless mundane and I'm stuck in an office staring at a computer all day. At my age and income, the female choices I have here are all old ladies, sorry, not for me...

After I sell my house, gun collection, jewelry, car, furniture, etc., and cash in my savings I might have $100k to $150k. That's lunch money here in S. Florida but a reasonable nest egg for CR, plus I no longer live an elaborate lifestyle, I believe I can live here in comfort and be pounding at least 1 hottie per week.

You see, I have this all figured out, after all, I am a financial analyst...

_________________
Don't try to understand 'em, just rope 'em down and brand 'em...

Seabreeze advises : I think you should work as Sandra's pimp !

Sorry, that won't work, I'd never make any money, I'd just take the profits and pour it back into more time with her....

_________________
Don't try to understand 'em, just rope 'em down and brand 'em...

Netgems, I am eerily in the same boat as you are and in South Florida to boot! There is no way I am waiting another 8 years in my case to take down SS. I'll take it in 4 and be a lot happier.

You got it, I'm dreaming of the great times I'll have between age 62 and 66, relaxing a little, enjoying life. I've been hustling all my life, many many years of 10+ hour days, 6 days a week working. I had a part time job in high school, worked part time and put myself thru college, when I was right out of college and my first few jobs didn't offer me the earning potential I wanted, I worked a part time evening job as well. When I finally started making a nice paycheck in my industry, I was doing the 10+ hour days...I've now got a chance to make it all pay off, I'm going for it.

Keep in mind also that sooner or later some American benefits will have to be cut, we are on an unsustainable drunken spending spree never before experienced in the history of the USA and rapidly getting worse. The early retirement option will be an easy one to hit as it doesn't have a massive voting support group like seniors 65 and up, minority groups, unions, big business, big media, trial lawyers etc., etc. If you're grandfathered in, you are unlikely to have benefits removed, but if you're turning 62 and they vote to raise it to 63 or 64 or worse, drop it altogether and just declare 66 the age we can retire, you're "no kiss and no KY'd"...

I also just had a friend age 50, thin, good shape, physically active, have a minor heart attack. In the last few years I've had two friends pass away from heart attacks and a friend of mine's sister in her 40's get cancer and go down in less than a year. I'm basically healthy for my age but obviously no guarantees...

I can imagine my heart exploding one month before retiring at age 66, the ambulance guys telling my family ; Strange, his last words were : "I could have been in Costa Rica getting laid, I could have been in Costa Rica getting laid..."

_________________
Don't try to understand 'em, just rope 'em down and brand 'em...

I have to wonder how much longer Social Security will be solvent.......it is waaaay underfunded and I don't see any influx of capital to shore it up. I am 50 and not planning on receiving it. Hell, by then we probably WILL be fully socialist and we can all go to the soup kitchen. One can only hope they'll serve pink snapper occasionally.

_________________
Bring on the dancin' girls and put the champagne on ice. -Bon Scott

Costa Rica: We make easy, hard........

Hoe Dog koo koo ka choo

Even though I don't smoke I will be sure and buy a cigar from you guys every night I see you standing in front of the Rey...

I will be smoking one Cuban cigar per week, but I will be able to get you a deal on a great fake Rolex !

I'll be outside the Rey getting ready to go in and pick my weekly allotted poontang, however, unlikely to pay cien, I'll be bargain hunting...

_________________
Don't try to understand 'em, just rope 'em down and brand 'em...

Sometimes I think through the whore monger retirement scenario and wonder what it looks like 5 to 10 years down the road after you have banged 1000 putas. Does it become old hat?

What about when you become really old....like 80+? I saw some really, really old, pathetic looking gringos in Key largo last time I was there. They were trying to pick up the young stuff. They looked like they needed a walker just to get around. I guess it would be better than doing the same in a urine smelling retirement home in south Florida

Guess what, I'm almost 59 (July) and I'M WORRIED...

40% of all Fed expenditures are currently borrowed, it is growing. The % of working and earning individuals in the USA (and Europe) is shrinking rapidly and the % of Fed beneficiaries is rapidly growing. Worse in Europe, Greece, Cypress, etc., Watch what happens there to see into our future.

Ben Bernake, our chairman of the fed reserve is printing money so fast you would think he borrowed corvette engines from Government Motors to run the printing presses. They are -ahem- not entirely honest about inflation behind the scenes..
.
The current big fight in D.C. over the "sequester" is based on cutting 2% OF GROWTH IN FED SPENDING.

This is akin to an average working sucker deciding he is going to increase his credit card balances continuously every month by a massive amount compared to his income and he can't decide what to do if he is forced to cut the extra borrowing by 2%...

Retire as soon as you can, if you can, escape to Costa Rica, keep getting laid, wait for Armageddon...

_________________
Don't try to understand 'em, just rope 'em down and brand 'em...

IMO, don't depend on SS as your primary income source when you retire. Think of it as a bonus and anything you get is gravy. Eat out one less time a week. Put that money in a retirement fund.. Save, save, save! If we all did that, we win't depend in the government so much when we retire!!

Unless what just happened in Cyprus is any indication of the future. I really see no alternative to the vast economic hole (e.g. debt/running off our manufacturing base) our traitorous, non-business minded leaders, have dug other than: making a backdoor deal with the phucking chinese to keep afloat, defaulting and seizing bank accounts and pension funds, becoming truly socialist and telling the people: Don't worry, we'll take care of you......... Hell, they already do that for how much of the population?

Any of you read about B.R.I.C.S.? Five of the world's strongest economies pooling together. Scares me.

_________________
Bring on the dancin' girls and put the champagne on ice. -Bon Scott

Costa Rica: We make easy, hard........

Hoe Dog koo koo ka choo

As I have previously posted every one needs to take time and look at is in Social in security. There are only special issued Fed Notes. These are not marketable securities. To make you really cry take a look at the chart that tells you what they pay on those Billions of dollars. 1.43% annual. Inflation was what?

If they truly wanted to fix the Social Security System they would have not allowed more than 30-35% of the assets in Government Securities. A good safe balance portfolio should deliver 1.5-2% above inflation. Notice I did not say wild investments that the Government let all the Banks palm off on the US Tax payor. The same three card Monte was played with the Medicare Trust Fund also. (We won't mention the $770 Billion moved from it to Obama care.) Don't get me wrong. It matters not what Race,Creed,Color or Political affiliation. They get to Washington and drink the cool aide. Then nobody remembers simple math or how to talk straight without lying. Yes I said lying.

As I have been told for years by my parents and grandparents . If you want it done right then do it yourself. That, meaning plan your own retirement and investments with proper advise. Don't think the government will do anything for you. Also residence in a good country with access to their medical program is just smart thinking.

So with that out of my system go do it for yourself.

_________________
May the force be with you my CRT Jedi.

Well I disagree. Americans always think that the US is first world, and just about everywhere else south of the border is third world. There are many cities in South American and even in Mexico that would make cities like Detroit, Atlanta, St Louis or Houston look like third world. For example Bogota, Colombia, is probably 100x nicer and 10x safer than those cities I just mentioned. There is no comparison. Bogota is a better place to live and retire. I don't even need to discuss Santiago, Buenos Aires, Sao Paulo... they blow away these cities.

I stay out of the politics.... but from a livability standpoint, I would take any good city in South America, and put it up against the average city in the US.

_________________
http://TipsCostaRica.com for pratical advice on living in Costa Rica.
In order to write about life, first you must live it! - E. Hemingway.

Damn right it's better than a retirement home. You do what you can at your age. Good for them, they are out there still having fun, getting nookie. Ask any 20 year old guy how pathetic it is to see a 30 year old trying to hit on 20 year old chicks. It's all in your perspective.

_________________
" Omit no happy hour that may give furtherance to our expedition."

I can under stand some looking strange at these old guys trying to pick up these young things. Personally I pray that I
am still stroking along at age 80+. As you all may know I have a wing man who is now in 81. You can
read in past were we celebrated his 80th birthday in CR. Pulled two nice looking Nicas from D R for him for the night. He didn't show for more than a day. Said best birthday ever.

Now I don't know how you want to go out, but I would rather go with a bang.
Banging two or more girls at least 1/4 my age.


Just a thought.

_________________
May the force be with you my CRT Jedi.