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PostPosted: Mon Mar 04, 2013 8:51 pm 
Not a Newbie I just don't post much!

Joined: Sat Jul 31, 2010 11:40 am
Posts: 137
I currently live in the state of Texas. I live in a pretty nice moblie home....Real estate taxes are $27.00 a yr....thats right folks $27.00....used to live in a big house on the hill (taxes 2100.yr) but when it got taken away in a divorce I moved into my rental....My lot rent is 250.00 a month which includes water,sewage, trash and the property upkeep(lawn mowing, pruning,weedeating)...I live 3 1/2 hours from Mexico. Weather is great most yr round, food is great, 2% unemployment, so for a retiree there are great choices if you get bored and want something to do. The airport is very small 3 major carriers so the lines are short. If I want poon I head to Mexico and visit Hunters which is expensive but safe. The downtown centro is dangerous so that area is "enter at your own risk).
I have a freund Bob Shipley that retired from up north, got bored started selling hinges and drawer guides part time to pass boredom....he s making $800,000.00 a yr....says he made more in a yr than while working for a company.....Texas doesn't have a state income tax so that helps...I post his name because he wants everyone to know and he says "if I can do it anyone can".
I thought about moving to CR but why would I want to do that when I ve got everything and more right here....I leave my doors open sometimes when I go out, I have to beg people to haul off old appliances, TVs, sofas etc....and they are in good shape....I like CR but living there would be a nightmare, smog, food isn't good, cabbies always phucking with you, and this doesn't even include the utility companies. What else did I leave out....the chicas well its good but when I need my fill I visit...
This topic has been brought up before and Ecuador seems to be brought up before....as for me the closer I get to retirement the more complacent I get and tend to focus on other things here at home....


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PostPosted: Mon Mar 04, 2013 9:01 pm 
PHD From Del Rey University!

Joined: Tue Dec 28, 2004 5:55 pm
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Location: South America
It sounds like you are fine right where you are HWJ. You've found your niche.


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PostPosted: Mon Mar 04, 2013 11:03 pm 
PHD From Del Rey University!
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Joined: Thu Oct 29, 2009 10:35 am
Posts: 2148
$4,000 a month Blue Devil! Shit, I gotz to work till I'm 70, damn it, phuck, then I will drop dead at 71 and the Government wins, damn it!


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PostPosted: Mon Mar 04, 2013 11:35 pm 
PHD From Del Rey University!

Joined: Tue Dec 28, 2004 5:55 pm
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Location: South America
Zunbake3 wrote:
$4,000 a month Blue Devil! Shit, I gotz to work till I'm 70, damn it, phuck, then I will drop dead at 71 and the Government wins, damn it!


Then opt for a less-expensive place outside Poblado. :wink: If it is just you, a one or two BR apartment will do. BTW, I retired at 58, and hope I make it to 70... :lol:


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PostPosted: Tue Mar 05, 2013 3:25 pm 
Masters Degree in Mongering!

Joined: Sat May 02, 2009 8:07 pm
Posts: 797
BlueDevil wrote:
Hioctane wrote:
BlueDevil wrote:
[quote="Zunbake3"]Blue Devil, how much USD to live like a king in Columbia? There should be a section on places to retire and monthly USD costs.


It all depends where you live, how and where you shop, how much travel, and what your "social budget" is. You can live very well in a nice Estrato 4 apartment for $3000 - $3500 per month. Estrato 5 & 6 places may put you over $4000 per month. Rent is still relatively cheap here in spite of the rising cost of property. When I first arrived here, I was paying $650 per month rent for a spacious 1360 sq ft 3 BR - 3 BA Estrato 4 apartment. My utilities run about $225 per month for gas, electric, water, cable TV, internet & sewer. I live in a municipality just south of Medellin. Once you get out of the greater Medellin area living costs drop significantly (with the exception of Rionegro & Llanogrande).

I bought a smaller (1200 square feet) apartment last year in the same building for $119,000 US. My admin fee is $110 US per month, and my utilities are about the same as before. Property taxes run me $400 per year. La senora and I cook most of our meals at home with grocery bills running about $60 - $80 per week for two people. There are some allowances for eating out & domicilio, so we budget about $500 per month for food and household goods. We do not skimp on meals, and eat well. I use public transportation, and don't have a car. Transportation costs about $125 per month (Metro, bus & taxis). SURA EPS health insurance costs about $75 per month for two people, and another $30 per month for domicilio medical service. The rest is pretty much "discretionary" income for savings, travel, entertainment and home improvements.

This budget works for me, but it may not work for others. At the very least, it is some sort of baseline.


I have been calculating how much it would take to retire in Medellin as well. So you are budgeting 50% for entertainment? Rent/utilities in stratus 4 should be under $1000 and $1000-2000 stratus 5.


When I was renting, my rent and utilities cost around $875 per month. (There were smaller apartments renting in my building for $150 per month less. With other necessities like food, transportation and health care, my basic monthly costs (including rent & utilities) total around $1600 per month. Things like furniture, clothing, road trips, weekend finca outings, personal services, parties, movies, concerts, theater home improvements, savings and investments, etc. are not included in the $1600 figure. I am guessing that the average gringo could live comfortably on an additional $1400 - $1900 of discretionary income to cover expenses other than the basics. My discretionary budget is a function of how much I want to spend on the finer things in live versus what I want to put in the bank.

An unfurnished 1360 sq ft apartment (like the one I rented for $650 per mont in the pueblo) would easily fetch $1100 per month in an Estrato 6 neighborhood in Poblado... $450/month more. Utilities rates are also scaled higher in Estrato 5 & 6 developments, so utility bills would be higher. There are plenty of other larger, fancier properties in Poblado where the sky can be the limit for rental rates.[/quote]

I understand now.. Throwing out numbers like $4000 scares a lot of folks.. especially retirees on fixed incomes! So it sounds like you can get by on a modest living of $2000-2500... with the ocasional vacation.. which is not bad. What you describe is living VERY VERY well!


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PostPosted: Tue Mar 05, 2013 4:10 pm 
PHD From Del Rey University!
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Joined: Sun Mar 27, 2005 10:20 pm
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Irish Drifter wrote:
Orange wrote:
Good ole USA.

I'm personally not going to live in the 3rd world where I may or may not have any rights is the shit hits the fan......


So many ways to answer that but since political discussion is frowned upon in this establishment I will just move on.

No need to answer, it wasn't a question. :lol:


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PostPosted: Tue Mar 05, 2013 7:14 pm 
PHD From Del Rey University!
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Joined: Wed May 03, 2006 8:29 am
Posts: 2347
Location: Sabana Sur, Costa Rica
I would Highly suggest visiting a place for 6 months before even thinking about considering moving there.

If you speak the Spanish, I would try CR, Medellin, or Nicaragua.

If you don't speak Spanish and don't plan to learn I would NOT live in a Spanish speaking country. Anyone can learn a new language.

Still I would not buy anything until you have lived somewhere for THREE years or don't ever buy.

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* RENT but, "Don't Buy a Home in Costa Rica" until you have lived here for THREE years.


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PostPosted: Thu Mar 07, 2013 12:44 am 
Hardwoodjoe wrote:
I currently live in the state of Texas. I live in a pretty nice moblie home....Real estate taxes are $27.00 a yr....thats right folks $27.00....used to live in a big house on the hill (taxes 2100.yr) but when it got taken away in a divorce I moved into my rental....My lot rent is 250.00 a month which includes water,sewage, trash and the property upkeep(lawn mowing, pruning,weedeating)...I live 3 1/2 hours from Mexico. Weather is great most yr round, food is great, 2% unemployment, so for a retiree there are great choices if you get bored and want something to do. The airport is very small 3 major carriers so the lines are short. If I want poon I head to Mexico and visit Hunters which is expensive but safe. The downtown centro is dangerous so that area is "enter at your own risk).
I have a freund Bob Shipley that retired from up north, got bored started selling hinges and drawer guides part time to pass boredom....he s making $800,000.00 a yr....says he made more in a yr than while working for a company.....Texas doesn't have a state income tax so that helps...I post his name because he wants everyone to know and he says "if I can do it anyone can".
I thought about moving to CR but why would I want to do that when I ve got everything and more right here....I leave my doors open sometimes when I go out, I have to beg people to haul off old appliances, TVs, sofas etc....and they are in good shape....I like CR but living there would be a nightmare, smog, food isn't good, cabbies always phucking with you, and this doesn't even include the utility companies. What else did I leave out....the chicas well its good but when I need my fill I visit...
This topic has been brought up before and Ecuador seems to be brought up before....as for me the closer I get to retirement the more complacent I get and tend to focus on other things here at home....



i like this. you have all you need. living simple and close to the border is nearly same as living abroad without the constant hassles (little things that shouldn't be a hassle is a hassle abroad... service just not the same). i often think about having to lock up so much when living abroad while here in the US my doors are always unlocked and if i leave something in the yard or on the front porch, it is still there in the morning. my wife jokes (she is from the philippines) when she sees things on lawns or porches after dark... she says oh look a free bike.... in the philippines, you leave it out it is free to take, whether you want it or not, someone else sees it as free to take. someone is always at home in the philippines or else things won't be there when you get back (i'm talking typical neighborhood).


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PostPosted: Wed Mar 20, 2013 8:05 pm 
Just Learning The Gulch!
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Joined: Mon Oct 31, 2011 11:51 pm
Posts: 48
My best buddy has always said " Be Happy where your at " I live in Eugene Oregon. rent for 1 bedroom on the river down town $650. pool w/d,covered parking,free cable $60.00 utilities. no Bars on the windows
and it looks like I can save enough to visit some where a couple times a year. It takes a strong personality to not get jaded when you stay long term. !!!!!


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PostPosted: Thu Mar 21, 2013 4:34 am 
I can do CR without a wingman!

Joined: Tue Apr 17, 2012 2:41 am
Posts: 161
Gweiss wrote:
I have lived in a small California city called "California City". The people count is about 13K, and the city is about 200 sqr. miles. BIG.


I still have property here. Just need to get around to selling it!


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PostPosted: Thu Mar 21, 2013 2:33 pm 
PHD From Del Rey University!
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Joined: Sat Jun 11, 2011 5:29 pm
Posts: 3369
Location: SOUTH FLORIDA
I lived in Escazu for 2 years and loved it. I got along great with almost all Ticos I met. Rented a luxury 2/2 in gated safe community with washer/dryer, fully furnished, cable, elec, phone for $550 per month. Had fellow monger room mate, reduced my monthly nut to $300. Prices good if you know how to shop at grocery stores and eat out at Tico sodas.

Climate great, beautiful clean air, 1/2 hour to 45 minutes to downtown. Chose NOT to buy a car or get a cell phone ! Walked everywhere, got great exercise and lost weight, did not get sick, (cold or flu) for the 2 years I was here. Got fabulous poontang 2 to 3x per week. Lived quite comfortably on apx. $1800 per month, much much more so than if I was in USA.

Family mostly in S. Florida, 2 and 1/2 hour flight if I want to see them or they want to visit me.

I'm now back in USA with 4k monthly income and just paying bills and getting by. The only "luxury" I get is my 2x a year trip to CR. I'll be 62 in 3 years and retiring here, will have about $1500 month income and modest savings. I'd be living in a run down trailer, old beat up car and no poon in USA with that income. Costa Rica is not perfect, but the 2 to 3x poontang a week makes the hassles we experience here quite tolerable...

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PostPosted: Thu Mar 21, 2013 2:45 pm 
Even in a trailer with no pontang $1500 per month will be poverty level. So, are you saying you ARE staying in the USA or not?

Netgems wrote:
I lived in Escazu for 2 years and loved it. I got along great with almost all Ticos I met. Rented a luxury 2/2 in gated safe community with washer/dryer, fully furnished, cable, elec, phone for $550 per month. Had fellow monger room mate, reduced my monthly nut to $300. Prices good if you know how to shop at grocery stores and eat out at Tico sodas.

Climate great, beautiful clean air, 1/2 hour to 45 minutes to downtown. Chose NOT to buy a car or get a cell phone ! Walked everywhere, got great exercise and lost weight, did not get sick, (cold or flu) for the 2 years I was here. Got fabulous poontang 2 to 3x per week. Lived quite comfortably on apx. $1800 per month, much much more so than if I was in USA.

Family mostly in S. Florida, 2 and 1/2 hour flight if I want to see them or they want to visit me.

I'm now back in USA with 4k monthly income and just paying bills and getting by. The only "luxury" I get is my 2x a year trip to CR. I'll be 62 in 3 years and retiring here, will have about $1500 month income and modest savings. I'd be living in a run down trailer, old beat up car and no poon in USA with that income. Costa Rica is not perfect, but the 2 to 3x poontang a week makes the hassles we experience here quite tolerable...


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PostPosted: Thu Mar 21, 2013 4:38 pm 
PHD From Del Rey University!
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Location: SOUTH FLORIDA
Estebanh wrote:
Even in a trailer with no pontang $1500 per month will be poverty level. So, are you saying you ARE staying in the USA or not?

Netgems wrote:
I lived in Escazu for 2 years and loved it. I got along great with almost all Ticos I met. Rented a luxury 2/2 in gated safe community with washer/dryer, fully furnished, cable, elec, phone for $550 per month. Had fellow monger room mate, reduced my monthly nut to $300. Prices good if you know how to shop at grocery stores and eat out at Tico sodas.

Climate great, beautiful clean air, 1/2 hour to 45 minutes to downtown. Chose NOT to buy a car or get a cell phone ! Walked everywhere, got great exercise and lost weight, did not get sick, (cold or flu) for the 2 years I was here. Got fabulous poontang 2 to 3x per week. Lived quite comfortably on apx. $1800 per month, much much more so than if I was in USA.

Family mostly in S. Florida, 2 and 1/2 hour flight if I want to see them or they want to visit me.


I'm now back in USA with 4k monthly income and just paying bills and getting by. The only "luxury" I get is my 2x a year trip to CR. I'll be 62 in 3 years and retiring here, will have about $1500 month income and modest savings. I'd be living in a run down trailer, old beat up car and no poon in USA with that income. Costa Rica is not perfect, but the 2 to 3x poontang a week makes the hassles we experience here quite tolerable...


I'm almost 59 now and working, earning 4k per month and just getting by, living in S. Fla., plus I lead a modest lifestyle. When I turn 62, I will be eligible for apx $1500 SS, plus I have a modest savings. I will be retiring to CR as soon as I receive my first check !
I know I can live well on that in CR, I might even get a job down there, I've worked internet gambling and have contacts and references...

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PostPosted: Thu Mar 21, 2013 5:54 pm 
Masters Degree in Mongering!

Joined: Thu Nov 11, 2010 7:44 am
Posts: 592
Location: Costa Rica
Netgems wrote:
Estebanh wrote:
Even in a trailer with no pontang $1500 per month will be poverty level. So, are you saying you ARE staying in the USA or not?

Netgems wrote:
I lived in Escazu for 2 years and loved it. I got along great with almost all Ticos I met. Rented a luxury 2/2 in gated safe community with washer/dryer, fully furnished, cable, elec, phone for $550 per month. Had fellow monger room mate, reduced my monthly nut to $300. Prices good if you know how to shop at grocery stores and eat out at Tico sodas.

Climate great, beautiful clean air, 1/2 hour to 45 minutes to downtown. Chose NOT to buy a car or get a cell phone ! Walked everywhere, got great exercise and lost weight, did not get sick, (cold or flu) for the 2 years I was here. Got fabulous poontang 2 to 3x per week. Lived quite comfortably on apx. $1800 per month, much much more so than if I was in USA.

Family mostly in S. Florida, 2 and 1/2 hour flight if I want to see them or they want to visit me.


I'm now back in USA with 4k monthly income and just paying bills and getting by. The only "luxury" I get is my 2x a year trip to CR. I'll be 62 in 3 years and retiring here, will have about $1500 month income and modest savings. I'd be living in a run down trailer, old beat up car and no poon in USA with that income. Costa Rica is not perfect, but the 2 to 3x poontang a week makes the hassles we experience here quite tolerable...


I'm almost 59 now and working, earning 4k per month and just getting by, living in S. Fla., plus I lead a modest lifestyle. When I turn 62, I will be eligible for apx $1500 SS, plus I have a modest savings. I will be retiring to CR as soon as I receive my first check !
I know I can live well on that in CR, I might even get a job down there, I've worked internet gambling and have contacts and references...



I think you should work as Sandra's pimp :mrgreen:

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PostPosted: Thu Mar 21, 2013 6:13 pm 
Ticas ask me for advice!
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Joined: Thu Feb 02, 2006 5:35 pm
Posts: 368
Location: Philly
Netgems wrote:
Estebanh wrote:
Even in a trailer with no pontang $1500 per month will be poverty level. So, are you saying you ARE staying in the USA or not?

Netgems wrote:
I lived in Escazu for 2 years and loved it. I got along great with almost all Ticos I met. Rented a luxury 2/2 in gated safe community with washer/dryer, fully furnished, cable, elec, phone for $550 per month. Had fellow monger room mate, reduced my monthly nut to $300. Prices good if you know how to shop at grocery stores and eat out at Tico sodas.

Climate great, beautiful clean air, 1/2 hour to 45 minutes to downtown. Chose NOT to buy a car or get a cell phone ! Walked everywhere, got great exercise and lost weight, did not get sick, (cold or flu) for the 2 years I was here. Got fabulous poontang 2 to 3x per week. Lived quite comfortably on apx. $1800 per month, much much more so than if I was in USA.

Family mostly in S. Florida, 2 and 1/2 hour flight if I want to see them or they want to visit me.


I'm now back in USA with 4k monthly income and just paying bills and getting by. The only "luxury" I get is my 2x a year trip to CR. I'll be 62 in 3 years and retiring here, will have about $1500 month income and modest savings. I'd be living in a run down trailer, old beat up car and no poon in USA with that income. Costa Rica is not perfect, but the 2 to 3x poontang a week makes the hassles we experience here quite tolerable...


I'm almost 59 now and working, earning 4k per month and just getting by, living in S. Fla., plus I lead a modest lifestyle. When I turn 62, I will be eligible for apx $1500 SS, plus I have a modest savings. I will be retiring to CR as soon as I receive my first check !
I know I can live well on that in CR, I might even get a job down there, I've worked internet gambling and have contacts and references...


I would suggest working to your full retirement age instead of taking early social security. Based on your numbers you will be in a world of hurt not too long after retirement.


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