Someone mentioned how the mind of a chica is a swirl of ilogic and emotions.
If they agreed to this arrangement, it would mean that she would have to rely upon her several patrons to be reliable and honor their committments to a standard they themselves would never hold themselves to.
Also, it would mean that they would have to stop lying to themselves and admit that they were a professional courtesan. And as a professional courtesan, they would, in exchange for relying on the fractional owners, they would have to be available when one of them comes into town. That would mean no impromptu beach trips with friends, no flaking out, no made up excuses, and making sure the Tico boyfriend disappears when one of the fractional owners comes to town. This is an almost Prussian level of discipline for some Ticas.
And finally, it would mean giving up their hope that one of their patrons would swoop in like Richard Gere for Debra Winger at the end of "An Officer and a Gentleman," or like a knight on a white horse, waving a fiance visa, and carrying them away to the land of the big PX. A fractional owner, knowing that there were as many as 11-23 other monthly or half monthly members of the club, would not view her as a good marriage material.
I am reminded of the "yobos" of Korea in the 1960's, 70's, early 80's. NCO or junior officer flies into South Korea to start a one year unaccompanied tour. At the air port, while waiting to be picked up by a rep from the Replacement Depot, he is approached by a middle aged local lady with a brief case. After inquiring where the GI was going to be stationed, she would pull out a binder with pictures of different apartments located just outside the base. Different sizes, different layouts, some with Western heating and furniture, some local han-dol heating (the floors are heated) with Korean style furnitures and futons.
If the GI was amenable, then the mama-san/ajiman would pull out another binder. This one with pictures of cute Korean women. An arrangement could be worked out where you got everything-AND-the-girl for your one year tour. She was usually a college student who, for sharing your bed, maintaining your boots and uniforms and field gear, and basically playing house wife, would earn enough to pay for a couple of years of tuition.
You were expected to turn over your housing allowance, and use your meal allowance to buy groceries for the two of you, as well as whatever hard-to-come-by on the local economy but easy to get at the base commissary or PX items for her to sell on the black market. (Sometimes it was marachino cherries, or rice, or corned beef, or liquor.) If you could get her make up or some other treats from the PX, she would be estatic.
Often, these girls had learned English in high school and college. Often you would get a girl that had never done this before or had nor worked as a bar girl. By being a live-in girlfriend and not a exactly a sex-worker, per se, if you did fall in love with your yobo sayo, it was not hard for her to pass a background check and get a fiance/spouse visa.
The authorities tacitly encouraged these arrangements because Congress did not want to build more on-ba$e housing, it kept the VD rate low, and made for very stable living arrangments. The last thing they wanted was to allow GIs to bring their spouses and offspring to Korea, supposedly because North Korea could attack at any time, but actually because allowing more than 1/7th of th GIs to bring families with them would have meant building schools, hospitals, rec facilties, OB/GYN clinics, nurseries, day care centers, etc.
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