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re: banks needing you https://forum.costaricaticas.com/viewtopic.php?f=16&t=25372 |
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Author: | JazzboCR [ Mon Sep 29, 2008 3:20 am ] |
Post subject: | re: banks needing you |
How refreshing! A Website where small to midsize banks bid against each other for your business! This involves CD's (for as short as 3 months) or other high-yielding savings account. Now I am not and don't claim to be a financial counsellor, and I don't know what if any FDIC insurance coverage is involved but there's an auction Website that pits banks against one another for your cash. www.MoneyAisle.com So if you have cash to invest or a CD to rollover, it might be worth a look. They claim to have 108 banks signed up. It's a cheap way for the banks to gain deposits as they don't pay the site if they don't get your business. There is another somewhat similar site in www.bankrate.com but they have many fewer banks bidding at any one time (this site has other virtues however). This info from this NYTimes article: http://nytimes.com/2008/09/28/business/ ... ref=slogin NOTE: I have no financial or other interest in any business mentioned here. For info purposes only. Also, FDIC insurance is per INDIVIDUAL not per ACCOUNT. |
Author: | JazzboCR [ Fri Aug 17, 2012 4:06 pm ] |
Post subject: | Re: re: banks needing you |
I know what I promised and it's tacky as hell to quote yourself BUT we've gained a bunch of new members since first posting and thought they may benefit. All the links are still live. |
Author: | JTF-Bravo [ Sat Aug 18, 2012 2:04 pm ] |
Post subject: | Re: re: banks needing you |
The best return on investment is paying off mortgage and credit card balances. Guaranteed return. |
Author: | JazzboCR [ Sat Aug 18, 2012 4:54 pm ] |
Post subject: | Re: re: banks needing you |
JTF-Bravo wrote: The best return on investment is paying off mortgage and credit card balances. Guaranteed return. Amen Brother. Especially in today's abysmal interest-rate environment for savings. But still, if you gotta bank...don't you want that to be with someone who wants you? |
Author: | Xman00 [ Sun Aug 19, 2012 12:31 pm ] |
Post subject: | Re: re: banks needing you |
JazzboCR wrote: JTF-Bravo wrote: The best return on investment is paying off mortgage and credit card balances. Guaranteed return. Amen Brother. Especially in today's abysmal interest-rate environment for savings. But still, if you gotta bank...don't you want that to be with someone who wants you? Credit Union and small to mid sized regional banks are the way to go In my work I deal with a lot of banks, from small town owed and operated to some of the big county wide banks, and my "customers" also deal with the same range. What I have found once you get out the small to mid sized regional banks ( and CUs) Service sucks big time, the local branch/office can not do a thing for you, they have to send it some where else for a decision, they don't know, they don't care, unless your a big depositor. Need a loan, and some punk K** 8 weeks out of college 1500 miles away is making the decision, got as problem with , wait in line. WE can not even get two of the largest banks to honor our legal documents,with the right answer or on time, and try to call and get a some one to explain why they have not answered a subpoena is a total waste of time, they give some BS answer even if I can get them to admit they even got the subpoena ( since I hand delivered it , they got it!!!) But never had those problems with the CU, or small to regional banks, decisions are made local and still about who you are by people who know you, your not just a name on a slip of paper. Got a problem, your get some on the phone WHO wants to solve it the problem, not fill out forms to get a promotion, No need to get attorneys involved in every little problem, cause the bank and CU wants to keep you happy. |
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