www.CostaRicaTicas.com

How refreshing! A Website where small to midsize banks bid against each other for your business! This involves CD's (for as short as 3 months) or other high-yielding savings account. Now I am not and don't claim to be a financial counsellor, and I don't know what if any FDIC insurance coverage is involved but there's an auction Website that pits banks against one another for your cash. www.MoneyAisle.com So if you have cash to invest or a CD to rollover, it might be worth a look. They claim to have 108 banks signed up. It's a cheap way for the banks to gain deposits as they don't pay the site if they don't get your business. There is another somewhat similar site in www.bankrate.com but they have many fewer banks bidding at any one time (this site has other virtues however).
This info from this NYTimes article: http://nytimes.com/2008/09/28/business/ ... ref=slogin

NOTE: I have no financial or other interest in any business mentioned here. For info purposes only.
Also, FDIC insurance is per INDIVIDUAL not per ACCOUNT.

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"A man accustomed to hear only the echo of his own sentiments, soon bars all the common avenues of delight, and has no part in the general gratification of mankind"--Dr. Johnson
"Amen, brother"-ED

I know what I promised and it's tacky as hell to quote yourself BUT we've gained a bunch of new members since first posting and thought they may benefit. All the links are still live.

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"A man accustomed to hear only the echo of his own sentiments, soon bars all the common avenues of delight, and has no part in the general gratification of mankind"--Dr. Johnson
"Amen, brother"-ED

The best return on investment is paying off mortgage and credit card balances. Guaranteed return.

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"I'm not one those pathetic lietuenant colonels working a silly civilian job, working out two hours a day trying to reclaim a body they lost 20 years ago and four hours a night completing War College by correspondence in a sad attempt at colonel. Tyler Durden told us [i]'Self improvement is masturbation[/i].' My mid-life crisis is going to involve a new sports car, or the zoftig redhead with daddy issues in accounting, or better yet, racking up frequent flyer miles going to Pattaya."

Amen Brother. Especially in today's abysmal interest-rate environment for savings. But still, if you gotta bank...don't you want that to be with someone who wants you?

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"A man accustomed to hear only the echo of his own sentiments, soon bars all the common avenues of delight, and has no part in the general gratification of mankind"--Dr. Johnson
"Amen, brother"-ED

Credit Union and small to mid sized regional banks are the way to go

In my work I deal with a lot of banks, from small town owed and operated to some of the big county wide banks, and my "customers" also deal with the same range. What I have found once you get out the small to mid sized regional banks ( and CUs) Service sucks big time, the local branch/office can not do a thing for you, they have to send it some where else for a decision, they don't know, they don't care, unless your a big depositor. Need a loan, and some punk K** 8 weeks out of college 1500 miles away is making the decision, got as problem with , wait in line. WE can not even get two of the largest banks to honor our legal documents,with the right answer or on time, and try to call and get a some one to explain why they have not answered a subpoena is a total waste of time, they give some BS answer even if I can get them to admit they even got the subpoena ( since I hand delivered it , they got it!!!)

But never had those problems with the CU, or small to regional banks, decisions are made local and still about who you are by people who know you, your not just a name on a slip of paper. Got a problem, your get some on the phone WHO wants to solve it the problem, not fill out forms to get a promotion, No need to get attorneys involved in every little problem, cause the bank and CU wants to keep you happy.

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My best friend was the clock on the wall, and he turned out not to be much of a friend in the end