Upon further research, this came directly from the TOS regarding my TRAVEL CARD. The card I have is specifically a TRAVEL CARD and not just a regular gift card.
Quote:
Subject to applicable laws, the following fees apply to your Card:
Inactivity Fee
You will be assessed an Inactivity Fee of $2.95 if your Card remains inactive for 12 consecutive months.
Companion Card
When purchased, a Companion Card is available for a fee of $0.00 to $2.95. A Companion Card is available only at the time of the initial purchase.
Reload Fee
You will be assessed a fee ranging from $0.00 to $4.95 each time you reload your Card. Please consult the Financial Institution where you are reloading your Card to determine what you will be charged.
You may also be assessed a Reload Fee depending on the type of method you use to reload your Card. For example, if you use the Green Dot method, you may be charged $0 to $4.95 per reload, or using the Western Union method, you may be charged $0 to $4.95 per reload.
Replacement Card Fee
If your Card is lost or stolen, there will be a fee of $5.00 to replace it.
ATM
The domestic ATM withdrawal fee is $1.50. The international ATM withdrawal fee is $3.00. To get your balance using an ATM you will be assessed a $0.50 fee.
POS/POI/POP PIN
To use your PIN at the point of sale/interaction/purchase, you will be assessed a fee of $0.50.
Over the Counter Cash Withdrawal
To obtain cash over the counter you will be assessed a fee of $5.00.
SMS Text
Standard text message rates apply
International Transaction Fee
If you obtain your funds (or make a purchase) in a currency or country other than the currency or country in which your Card was issued, the amount deducted from your funds will be converted by Visa, MasterCard or Discover who will also establish a currency conversion rate for this convenience using a rate selected by Visa, MasterCard or Discover from the range of rates available in wholesale currency markets for the applicable central processing date which may vary from the rate Visa, MasterCard or Discover receives, or the government mandated
Revised 2.15.10
rate in effect for the applicable central processing date, in each instance, plus or minus any adjustment determined by the Issuer. This percentage amount is independent of any amount taken by the Issuer in accordance with the following section of these Terms & Conditions.
If you obtain your funds in a currency or country other than the currency or country in which your Card was issued, the Issuer may increase the currency conversion rate (described in the immediately preceding section) up to an additional 3% and will retain this amount as compensation for its services. This charge is independent of the currency conversion rate established by Visa, MasterCard or Discover.