www.CostaRicaTicas.com

After an extended comment period that brought 65,000 responses (an extraordinarily high number), Federal regulators have announced "...sweeping new rules..." to shielding consumers from some abuses by credit card issuers. Read the whole story at:
http://www.nytimes.com/2008/12/19/busin ... redit.html
These rules don't go into effect until July 2010 so keep bending over until then.
The Federal Reserve's bulletin is at :
www.Federalreserve.gov/newsevents/press ... 81218a.htm
I've written before on this but will leave it to someone else to post a link.

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"A man accustomed to hear only the echo of his own sentiments, soon bars all the common avenues of delight, and has no part in the general gratification of mankind"--Dr. Johnson
"Amen, brother"-ED

The rules limit some of the "tricks" but in the end, it's gonna make it tougher to get credit in an already tough credit market.

Also, all th tricks are always disclosed, but no one ever bothers to read those, and people get themselves into that mess by being way overextended and living outside of their means.