Spock wrote:
A question though. How does Schwab know the amounts of any ATM fees. The Thai ATM tells me the exchange rate and that they are charging $5 for the use of the ATM. But how does Schwab know how much the ATM fee is and what does one have to do to get the ATM fees credited back ?
Must I produce them with "proof" of the total fees ? Or do they KNOW, via the transaction details themselves, the amount of the ATM fee charged by the foreign ATM ?
TIA
Schwab's agreement with the card holder states they will reimburse all fees that are broken out of the total as a fee. I have never had it happen, but if an ATM operator figures the fee into the exchange rate, then Schwab could not determine the fee, so no reimbursement.
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