GR,
Thanks for starting this thought-provoking thread. I definitely agree that it’s one of the best threads on the board lately. I’ve been away from the board for a few days, and I’m just getting caught up.
You and I have talked about this subject in the past, and it’s one of those subjects that is pertinent to many of us on the board. There have been a lot of great replies, which is proof of it’s relevance to many of us.
It seems to me, that this thread is about our “
ultimate†future, or our “
retirement†years, and what we can (or should) do to prepare ourselves, to enjoy them to the fullest. It’s about trying to find the right balance between
having enough money to enjoy yourself, but in the same token,
having enough time to enjoy ourselves, before our libido starts playing tricks with us.
IMO, QBF’s response (below) is exactly the way I feel
QuickBlueFox wrote:
...If you waste your time away, working towards being 70 and well off, you'll miss most of life...
Life is too short, and noone’s promised tomorrow. Although I’m still a few years behind you (mid-40’s), my long-term “future†plans are something that I’ve been thinking about, and planning, for many years. God-willing, I hope to retire next year.
But, when you think about it….. in reality, what is retirement ??? Is it a certain age where you finally stop working? Is it a certain point in your life, when you’re successful and / or financially “comfortable� Is it a time when you finally throw your hands in the air and say “I quit†? Is a point where you’re “physically†or “mentally†not able to work anymore?
For me, “retirement†is a
state-of-mind. Granted, you must have all your ducks in a row financially. But the thought of KNOWING that you don’t have to work anymore is the ultimate goal for me. I know that many guys, myself included, can not just STOP working. We’ve got to do something to keep busy. But knowing that you don’t have to work (if you don’t want to) is more important than anything. But to do this, you must prepare (ahead of time) for some type of permanent, long-term income stream. And whenever we talk about anything “long-termâ€, we must think about our health. Because without our health, everything else goes by the wayside.
When it comes to the future, everyone has a different plan. There is no “one-size-fits-all†equation. You need to do what is right for YOU. And all the decisions that you make - yesterday, today and tomorrow - will play a part in your future, and how it plays out for you.
I wish you the best of luck, with whatever you decide. And always remember……. no matter how healthy you are, or how much money you have, it could all be gone tomorrow. We come into this world with nothing, and we go out with nothing. Again, NOBODY IS PROMISED TOMORROW.
Thanks for a great thread.
Respectfully,
MG
